Experts To Warn That Billions In Taxpayer-Backed Loan Guarantees For New Reactors Are Imprudent In Wake Of NRC's Major Objections To AP-1000 Design NRC Action Throws Into Question Future of 14 of 31 Proposed New U.S. Reactors; Forward Path Now Unclear for Proposed Reactors in NC, SC, GA, FL, AL - Including AP-1000 Reactors in GA and SC on DOE Loan Guarantee Short List. Given that the Nuclear Regulatory Commission (NRC) has objected to major design problems in the AP-1000 reactor design slated to be used in 14 of 31 proposed new nuclear reactors in the United States, the Department of Energy (DOE) should not issue "conditional loan guarantees" until the designs are finalized and the reactors are fully licensed, according to four experts who will speak out during a phone-based national news conference at 1:30 p.m. EDT on October 22, 2009. Late last week, the NRC concluded that the revised AP-1000 shield building design would not withstand severe weather, including tornados, hurricanes and earthquakes. That action by NRC comes as the DOE is on the verge of issuing "conditional loan guarantees," two of which could go to utilities intending to construct AP-1000 reactors. While nearly half of the proposed new generation of nuclear reactors in the United States are now even more delayed and uncertain due to their reliance on the AP-1000 design, the new development is particularly significant for Georgia Power and South Carolina Electric & Gas -- which are pursuing the flawed AP-1000 reactor and are on DOE's "short list" of four utilities about to receive conditional loan guarantees. Other utilities with AP-1000s also applied for loan guarantees but did not qualify for the existing $18.5 billion currently authorized. News event speakers will be: -- Edwin Lyman, senior scientist, Global Security Program, Union of Concerned Scientists (UCS) in Washington, DC, a position he has held since May 2003; -- Former Nuclear Regulatory Commission (NRC) member Peter Bradford, an adjunct professor at Vermont Law School and former chair of the New York and Maine utility commissions; -- Henry D. Sokolski, executive director, Nonproliferation Policy Education Center, and former resident fellow at the National Institute for Public Policy, the Heritage Foundation and the Hoover Institution; -- Southern Alliance for Clean Energy (SACE) Program Director, Sara Barczak. TO PARTICIPATE: You can join this live, phone-based news conference (with full, two-way Q&A) at 1:30 p.m. EDT on October 22, 2009 by dialing 1 (800) 860-2442. Ask for the "crisis for loan guarantees" news event. CAN'T PARTICIPATE?: A streaming audio replay of the news event will be available on the Web at http://www.cleanenergy.org as of 6 p.m. EDT on October 22, 2009. The Southern Alliance for Clean Energy promotes responsible energy choices that create global warming solutions and ensure clean, safe and healthy communities throughout the Southeast. Founded in 1985, SACE is the only regional organization primarily focused on developing clean energy solutions throughout the Southeast. For more information, go to http://www.cleanenergy.org on the Web.

WASHINGTON (MarketWatch) - The Obama administration is developing an alternative program to help troubled homeowners avoid foreclosure, beyond a mortgage modification program the White House launched in March, according to a key Treasury official on Thursday. "We are developing a foreclosure alternative program for HAMP [Home Affordable Modification Program], which will provide incentives for short sales and deeds-in lieu of foreclosure where borrowers are unable or unwilling to complete the HAMP," said Herbert Allison, assistant secretary for Financial Stability at a hearing. "We are aware that there are many borrowers whose modifications under HAMP will not be sufficient to keep them out of foreclosure; for example, borrowers who do not have sufficient income to support a modified payment." Allison did not provide additional information about the program, except to say that it could help prevent costly foreclosures.

Since its inception, online loans have come a long way. Earlier while applying for loans, you had to personally visit the lender collecting the rate quotes and in the process wasting precious time and effort. Moreover it was too cumbersome and some way or the other there were chances of your application form being rejected, due to some irregularities. But with these loans, you now have a convenient and easy way to derive financial assistance.

It can be said that online loans have certainly benefited the borrowers. First of all there is no need to personally visit the various banks and standing on ques, which invariably saves a considerable amount of time. Nowadays, most of the prominent banks and financial institutions have their own websites. This means that you can collect all the information pertaining to the loans by just clicking a few buttons. Moreover you get to avail these loans b y remaining in the confines of your home or office and that too at any point of time.

To avail the loans, all that you have to do is to fill a simple application form. In the form, you have to mention details about the amount required, type of loan you are looking for, repayment schedule etc. like any other conventional loans, these loans too are categorized in to secured and unsecured form.

If due to bad credit problems, your earlier application form had been rejected, do not worry. You can apply online for a loan without facing too many inconveniences. In fact by ensuring timely repayment of the installments, you have an outright chance to improve the credit score.

The interest rate levied on these loans is quite reasonable as compared to the traditional mode. Due to the presence of large number of lenders, the interest rates are bound to vary. So a proper research will help you to derive the loans with competitive rates. Moreover you can also use the loan calculator to evaluate the monthly payments you will have to make along with the interest rates to get the desired result.

With online loans, you have the freedom to avail the financial assistance as per your need and that too with relative ease. Moreover, it is beneficial for the borrowers as well as the lenders.

Ashley P Lewis is a debt consolidator and advisor and has been dealing with various finance programs. If you want to know more about Online Loans, Fast Loans, Online Personal Loans, Fast Online Loans you can visit http://www.fastonlineloans.org.uk/

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Secured loans are sought after by borrowers because with the single provision of collateral they make loans more affordable. Having a high value asset can help you avail one. But before you set out immediately to apply for one, here's news which are even better. There are cheaper options in the form of cheap secured loans.

Cheap secured loans are charged even lower rates than conventional secured loans. All you have to do to get one is to pledge an asset as collateral against it. This may be you home, your car or similar high value assets. And tenants, business, unemployed people and students need not shy away from this loan type; as long as they can provide suitable collateral, they too can apply for a cheap secured loan.

Cheap secured loans can provide sufficient funds for purposes which are solely up to your choice- from buying a car to paying education fees, from financing weddings to taking off for a grand holiday, from renovating your home to paying off outstanding debts; you can make it possible with this loan.

Cheap secured loans can grant you access to huge loan amounts. The range starts from £5000 and goes up to £100000. Depending upon your collateral, you can get a still bigger amount. The loan repayment term may last up to 25 years.

Cheap secured loans have the following advantages:

* Low interest rate which make the loan less costly

* Easy loan approval

* Payment in the form of easy monthly installments

* Flexible repayment options

* All types of credit history welcome

Cheap secured loans hence make a pragmatic solution to your financial problems. Being highly affordable while ensuring big loan amounts is not an offer that you can find easily. However, do exercise prudence while deciding the loan amount and borrow only what you absolutely require. With the help pf a loan calculator, you can figure out how much a loan deal is going to cost you. By employing the same method to different deals, you can find the perfect cheap secured loan for your need.

Aldrich Chappel has been associated with Get Secured Loans, since its inception. Having completed his Masters in Finance from Lancaster University Management School. To find Cheap Secured Loans, Uk secured homeowner loan, homeowner loan personal secured visit http://www.get-secured-loans.co.uk

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It would be inappropriate to face sudden shortage of funds while finalizing a deal. Since there is no other way to arrange the cash, invariably you have to rely on external financial assistance. As a matter of fact, there are solutions available, which will help you to overcome the cash deficit. In this regard, you can apply for a cheap bridging loan, which has been designed to provide the necessary finances so that you can easily finalize and clinch the deal.

The main priority is to provide you with sufficient cash, so that you can easily bridge the short fall of cash in between the two transactions. Usually, this type of circumstances occurs prior to the selling of your existing property and before buying a new one.

As a matter of fact, this is a secured loan where in the property you intend to buy acts as collateral. Under this loan, you are free to borrow a maximum amount of up to £100,000. The repayment term is short as it lasts only for a period of few months to one year. Although the loan is secured in nature, the interest rate levied is slightly higher. it is due to the fact that the loan amount is made available for a short term period.

You should also know that this loan is an interest only loan. This means you will have to pay the interest only for the entire term. The principle amount can be repaid once you have sold your existing property.

Further you can avail this loan in two forms. They consist of:

* open end bridging loans- meant for those who have not yet sold their property

* Close end bridging loan- meant for those who have sold their existing property but have not yet got the payment

The best way to derive these loans is by using the online application mode. There are scores of lenders present in the loan market. Due to the stiff competition, they are compelled to lower the interest rates.

With cheap bridging loans, you get to derive the finances which are very much essential to clinch the property deal. This loan basically maintains the flow of cash and assists to complete the deal.

Eva Baldwyn aims to inform common men and women of the several issues involved in personal loans and mortgages through her articles. To find Cheap Bridging Loan, commercial bridging loan, residential bridging loan, personal bridging loan visit http://www.easybridgingloansuk.co.uk

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Bad credit and high risk loans are projected specifically for those who experience less than perfect credit, due either to bad credit history or a lack of any credit history in the least. This grouping of individuals are considered high risk because of their low credit score, which can make it difficult to acquire loan options and financing from regular banks. A bad credit loan makes it manageable for even those with bad credit to get the loan or money they need, and they can utilize the high risk loan to build up their credit score to benefit from improved loan options in the future.

One of the most frequent types of bad credit loans is a personal loan, since it can be utilized for a number of different reasons. Personal loans can be used to pay off existing debt, IRS debt, or even to make large purchases, or even a combination of purposes depending on the loan amount. Debt consolidation is too a popular use for bad credit person loans, since it makes it possible to bring all debt into one monthly payment. Individuals with low credit scores commonly experience problems acquiring a personal loan since there isn't collateral involved, and so there isn't a lot a bank can do if the account holder settles to default the loan.

Bad credit and high risk loans are too accessible in many other forms, including car loans, home loans, or even credit lines that are taken off of the equity of a home loan. It is commonly hard for somebody with a low fico score to find loan options because they are considered high risk, but a high risk loan is designed specifically for those who want to improve their credit rating. A Person with bad credit can unquestionably benefit from a high risk loan, but there are many a factors to consider before accepting the loan.

Like all types of loans, there are always interest fees that are charged on a monthly basis. With a bad credit and high risk loan, the interest rate will in all likelihood be pretty high, since it is based on the applicant's credit score at the time of application. This implies that the applicants can find themselves paying hundreds of extra dollars a year simply in interest payments, and even more if a payment is late or the loan defaults. This rule is ordinarily the same for whatever type of loan, therefore one should evaluate the interest rate to ensure they are going to be able to afford the loan and the interest as well.

A bad credit and high risk loan can offer numerous benefits to those with poor credit, as long as the applicant is prepared to show they are not high risk for paying the loan back. By establishing monthly payments on time and paying off the loan on time determined by the bank, the applicant can significantly raise their credit score and open themselves to improved loan options in the future. Good credit history is reportable by major banks to the credit bureau on a monthly basis, and keeping an account in good standing is a crucial way to improve a credit score. This is the same for personal loans, home loans, and even a loan for a car, so an individual can find themselves boosting their score significantly when using a high risk loan for their finances.

A bad credit and high risk loan is a outstanding chance for anyone with a low credit score, since it gives them the probability to establish that they can handle their personal finances. It is great for attaining large purchases like a car or house, or even for consolidating debt or receiving extra money on hand. Even though in that respect are numerous disadvantages to acquiring a high risk loan, it can be really preferential in the long run by improving one's credit score.

If you would like more information on this topic and how to repair credit or if you are in need debt relief, Beatlands Credit Repair has many credit repair topics and tips that can be very useful.

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If you are having severe credit problems, at one point of time or other you will certainly feel financial insecure. Moreover with a tag of bad credit, it is quite impossible for you to derive any financial assistance. Considering your financial state in mind, lenders have now come up with very bad credit loans. These loans have been introduced in the financial market to assist you financially, so that you can fulfill your demands and wishes in a convenient manner.

Usually a bad credit tag occurs when you have failed to make payments towards past debts due to improper management of debts, loss of employment, sickness, transfer of job etc. Those with arrears, CCJs, IVA, are also enlisted in the bad credit category.

These loans are further offered to you by classifying it in to secured and unsecured form. To avail the secured option of the loans, you have to offer one of your valuable assets as collateral to secure the mount. Because of the collateral, lenders are free from any risk and in turn you get to derive these loans at competitive rates. Through these loans you will be able to derive a large amount for long repayment duration.

On the contrary, unsecured form of the loans can be availed without pledging any collateral. This is a good option for borrowers who do not have any asset such as banks and financial institutions and for those who do not want to attach any collateral. The amount offered under these loans is comparatively small, which is largely based on your income and repaying capability.

With these loans, you can now fulfill your various demands like consolidating debts, purchasing a car, meeting educational requirements, wedding expenses, vacation etc. In fact you can also improve the credit score by sticking to the monthly repayment terms.

Like any other loans, very bad credit loans can be sourced form lenders such as banks and financial institutions. However with the advancement in technology, lenders now are using the online services to offer these loans. by applying online for these loans, you will be able to derive these loans instantly and that too at affordable rates. On comparing the rate quotes, you can easily select a deal that suits your circumstances.

Tom Dikkin has done his masters in Finance from Oxford university and is currently assisting Very Bad Credit Loans as a finance adviser. For more information related to Very Bad Credit Loans, Bad credit personal loans, Bad credit unsecured loans please visit http://www.verybadcreditloans.co.uk/

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